The Governor issued an order outlining sanitation standards & enforcement of social distancing for all employers (public and private) with over 50,000 square feet of building space.
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The Delaware County Economic Development Oversight Board is administering the Delco Strong Small Business Support Grant Program to provide small businesses located in Delaware County with financial relief due to business disruptions caused by the COVID‐19 pandemic shut down.» Visit Website
The Paycheck Protection Program (PPP) under the newly created CARES Act, allows businesses to borrow up to 2.5 times their average monthly payroll.
** This program is administered directly through an SBA Certified Lender or Federally Insured Financial Institution approved by the SBA.
The SBA Emergency Injury Disaster Loan (EIDL) program can provide working capital to your business over the coming months. There is now a $10,000 cash advance feature in this loan program to help your business in the short term.
The process has been greatly simplified to get started. Go to the website and provide your initial information. You will be assigned an Application number and the SBA will follow-up with you on email with requests for additional information.
» Apply Here
SCORE of Delaware and Chester Counties is assisting small businesses with making application for the SBA programs. In addition to free mentoring and online workshops, SCORE is collecting resources to answer your critical questions during the COVID-19 pandemic— and afterward.
» Coronavirus Small Business Resource Hub
We would like to hear from business owners and operators of Delaware County
» Let Us Know
Working with our regional Southeast Pennsylvania’s Economic Development partners, we are using data collected through this survey to help address the needs of our greater business community.
US Small Business Guidance & Loan Resources: Related to Coronavirus (COVID-19)
SBA Disaster Loan Application: https://disasterloan.sba.gov/ela/
Delaware County Businesses are now eligible to apply for the SBA Disaster Loan Program to cover substantial economic loss.
If your small business suffered substantial economic injury and is located in a declared disaster area, you may be eligible for an Economic Injury Disaster Loan (EIDL). EIDL provides the necessary working capital to help small businesses survive until normal operations resume after a disaster.
» Apply for Disaster Loan Assistance
The COVID-19 Working Capital Access (CWCA) Program is administered by the Pennsylvania Industrial Development Authority (PIDA) and provides critical working capital financing to small businesses located within the Commonwealth that are adversely impacted by the COVID-19 outbreak.
Below you will find guidance and resources for businesses dealing with the COVID-19 outbreak.
Delaware County Commerce recommends businesses take the following actions:
Maintain open lines of communication with employees.
Ensure your business has a continuity of operations plan and plans to communicate with employees, vendors, customers, and other key contacts in the event of an operational disruption.
Cancel or postpone events, meetings, trainings, and other face-to-face interactions that do not constitute core business operations.
Adopt behaviors and encourage employees to maintain high standards of workplace & workspace cleanliness as well as “social distancing” behavior. Post information throughout the workplace on COVID-19 mitigation and preparedness.
Consult with your financial institution(s) about their response to COVID-19 and ways in which they are helping clients through this pandemic. Credit Card Issuers, Banks, Lien Holders, Loan Providers, Mortgage Companies, many are providing temporary forgiveness or forbearance, and providing extended credit lines to help companies through this crisis.
Work with suppliers, customers, and vendors to address and/or prepare for service and supply chain disruptions proactively. Consider adjustments to terms of payment in order to extend cash flow to maintain operations in the event of significant economic disruption.
Confirm with benefits providers and insurance companies (health and general business protection) on how they are supporting your business and employees related to COVID-19; for example, your health insurance provider may have decided to cover and waive cost-sharing (such as co-pays and coinsurance) for the COVID-19 test when performed at a hospital or an approved laboratory. Check with your business insurance provider to review your policy on business interruption and coverage.
Encourage and support employees who use sick time as well as ensuring that those who appear symptomatic while at work go home and contact the appropriate medical provider about testing.
Enact policies and work schedules that minimize exposure and risk, particularly to those employees with a higher risk of complications from COVID-19 infection, and policies that support employees who need to be isolated or quarantined after exposure.